Which mortgage servicers take credit cards?
Almost no mortgage servicer takes credit cards. The ways around it are a payment service such as Plastiq, which charges about 3% a payment, or a housing program like Bilt, which pays from your bank with no card fee. A 3% fee only pays off when it unlocks a sign-up bonus.
1 of 40 mortgage servicers we checked take credit cards. Each answer below links to the company’s own payment page.
| Mortgage servicer | Credit card? | Checked |
|---|---|---|
| Alliant Credit Union Mortgage | No credit cards. Debit cards only. | 2026-10-19 |
| AmeriHome Mortgage | No. It does not take credit cards. | 2026-10-19 |
| Arvest Central Mortgage Company | No. It does not take credit cards. | 2026-10-19 |
| BMO Mortgage (formerly Bank of the West) | No. It does not take credit cards. | 2026-10-19 |
| Bank of America Home Loans | No. It does not take credit cards. | 2026-10-19 |
| Carrington Mortgage Services | No. It does not take credit cards. | 2026-10-19 |
| Chase Home Lending | No. It does not take credit cards. | 2026-10-19 |
| Citadel Credit Union Mortgage | No credit cards. Debit cards only. | 2026-10-19 |
| Citizens Bank Mortgage | No. It does not take credit cards. | 2026-10-19 |
| Fairway Independent Mortgage | No. It does not take credit cards. | 2026-10-19 |
| Fifth Third Mortgage | No. It does not take credit cards. | 2026-10-19 |
| Freedom Mortgage | No. It does not take credit cards. | 2026-10-19 |
| Guild Mortgage | No credit cards. Debit cards only. | 2026-10-19 |
| Huntington Mortgage | No. It does not take credit cards. | 2026-10-19 |
| KeyBank Mortgage | No. It does not take credit cards. | 2026-10-19 |
| LoanCare | No. It does not take credit cards. | 2026-10-19 |
| M&T Bank Mortgage | No. It does not take credit cards. | 2026-10-19 |
| Midland Mortgage (MidFirst) | No. It does not take credit cards. | 2026-10-19 |
| Mortgage Research Center (Veterans United) | No. It does not take credit cards. | 2026-10-19 |
| Movement Mortgage | No. It does not take credit cards. | 2026-10-19 |
| Mr. Cooper (now Rocket Mortgage) | No. It does not take credit cards. | 2026-10-19 |
| Navy Federal Credit Union Mortgage | No. It does not take credit cards. | 2026-10-19 |
| Newrez | No. It does not take credit cards. | 2026-10-19 |
| Northpointe Bank Home Loans | No. It does not take credit cards. | 2026-10-19 |
| Old National Bank Mortgage | No. It does not take credit cards. | 2026-10-19 |
| PHH Mortgage (Onity) | No. It does not take credit cards. | 2026-10-19 |
| PNC Mortgage | No. It does not take credit cards. | 2026-10-19 |
| PennyMac | No. It does not take credit cards. | 2026-10-19 |
| Planet Home Lending | No. It does not take credit cards. | 2026-10-19 |
| Regions Mortgage | No. It does not take credit cards. | 2026-10-19 |
| Rocket Mortgage | No. It does not take credit cards. | 2026-10-19 |
| RoundPoint Mortgage Servicing | No. It does not take credit cards. | 2026-10-19 |
| Select Portfolio Servicing (SPS) | No. It does not take credit cards. | 2026-10-19 |
| Selene Finance | Yes. No card fee is published. | 2026-10-19 |
| Specialized Loan Servicing (SLS) | No. It does not take credit cards. | 2026-10-19 |
| TD Bank Mortgage | No. It does not take credit cards. | 2026-10-19 |
| Truist Mortgage | No. It does not take credit cards. | 2026-10-19 |
| U.S. Bank Home Mortgage | No. It does not take credit cards. | 2026-10-19 |
| Valon Mortgage | No. It does not take credit cards. | 2026-10-19 |
| Wells Fargo Home Mortgage | No. It does not take credit cards. | 2026-10-19 |