Can you pay Arvest Central Mortgage Company with a credit card?
No. It does not take credit cards.
Stated on Arvest Central Mortgage Company's own payment page.
Last checked October 19, 2026 by Bill Router. How we check
Ways to pay Arvest Central Mortgage Company
| Way | Accepted | Fee | Notes |
|---|---|---|---|
| Card on the biller's own site | No | — | Arvest's FAQ says its mortgage servicing does not take debit or credit cards. |
| Card through Plastiq | Usually | 2.99%, plus $0.99 | A payment service that charges your card and pays Arvest Central Mortgage Company by bank transfer or check. Not affiliated with Arvest Central Mortgage Company. |
| Bilt | With a Bilt card | No fee | Bilt pays housing from your bank account, not your credit line, and earns points when your other card spending unlocks them. How Bilt works |
What it is worth for your mortgage payment
Example amount shown; change it to yours.
| Way to pay | Fee per payment | Net per year |
|---|---|---|
| Plastiq (pays Arvest Central Mortgage Company for you) | $60.79 | −$249 |
| Bilt (from your bank, no card fee)Earns Bilt points unlocked by your other card spending; see the calculator. | $0 | $0 |
| Bank account (ACH) | $0 | $0 |
Rewards minus fees, twelve payments a year. A negative number means a card costs you money.
When a card is worth it
The fee usually beats the reward, except when it unlocks a sign-up bonus. Example: someone who already puts $1,000 a month on a card could pay 1 mortgage payment of $2,000 by card for about $61 in fees, reach the Chase Sapphire Preferred bonus, and keep about $594 after fees and the annual fee. Then switch back to the bank account. Run your own numbers.
Watch out for
The FAQ is undated and says cards are not taken 'at this time'.
Sources
Arvest Bank Mortgage Servicing does not offer payments by debit or credit cards at this time.
www.arvest.com · checked October 19, 2026
Payment rules change. Every biller is re-checked at least every 180 days, and a page past that date is taken out of search until it is.
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- Carrington Mortgage Services · No credit cards
- Chase Home Lending · No credit cards
- Citadel Credit Union Mortgage · Debit only
- Citizens Bank Mortgage · No credit cards
See every bill at once
Add your other bills to the calculator to see which go on a card, which stay on your bank account, and which sign-up bonus your normal spending can reach.