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Can you pay Specialized Loan Servicing (SLS) with a credit card?

No. It does not take credit cards.

Low confidence: Specialized Loan Servicing's public pages say little about payment methods. Confirm before you pay.

Last checked October 19, 2026 by Bill Router; spot-checked by a person October 20, 2026. How we check

Ways to pay Specialized Loan Servicing (SLS)

WayAcceptedFeeNotes
Card on the biller's own siteNo—SLS was acquired by Rithm Capital and merged into Newrez. Newrez's payment pages list autodraft, online one-time payment, bank bill pay, phone, and check or money order; cards are not mentioned. This applies to the Newrez-serviced book.
Bank account (ACH)YesFreeAutodraft from a bank account (bi-weekly, semi-monthly or monthly). Newrez links a separate fee schedule notice.
Card through PlastiqUsually2.99%, plus $0.99A payment service that charges your card and pays Specialized Loan Servicing (SLS) by bank transfer or check. Not affiliated with Specialized Loan Servicing (SLS).
BiltWith a Bilt cardNo feeBilt pays housing from your bank account, not your credit line, and earns points when your other card spending unlocks them. How Bilt works

What it is worth for your mortgage payment

Example amount shown; change it to yours.

Way to payFee per paymentNet per year
Plastiq (pays Specialized Loan Servicing (SLS) for you)$60.79−$249
Bilt (from your bank, no card fee)Earns Bilt points unlocked by your other card spending; see the calculator.$0$0
Bank account (ACH)$0$0

Rewards minus fees, twelve payments a year. A negative number means a card costs you money.

When a card is worth it

The fee usually beats the reward, except when it unlocks a sign-up bonus. Example: someone who already puts $1,000 a month on a card could pay 1 mortgage payment of $2,000 by card for about $61 in fees, reach the Chase Sapphire Preferred bonus, and keep about $594 after fees and the annual fee. Then switch back to the bank account. Run your own numbers.

Watch out for

SLS no longer operates as a standalone name; Newrez has run SLS since 2024. Pay-to-pay fees on phone payments have been litigated for SLS and others, so ask about fees before paying by phone.

Sources

  • We don't accept cash payments, but you can pay by check or money order. www.newrez.com · checked October 19, 2026
  • Automatic withdrawal of your payment from your funded bank account is the easiest and most convenient way to pay. www.newrez.com · checked October 19, 2026

Payment rules change. Every biller is re-checked at least every 180 days, and a page past that date is taken out of search until it is.

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Add your other bills to the calculator to see which go on a card, which stay on your bank account, and which sign-up bonus your normal spending can reach.