Can you pay Carrington Mortgage Services with a credit card?
No. It does not take credit cards.
Low confidence: Carrington Mortgage Services's public pages say little about payment methods. Confirm before you pay.
Last checked October 19, 2026 by Bill Router; spot-checked by a person October 20, 2026. How we check
Ways to pay Carrington Mortgage Services
| Way | Accepted | Fee | Notes |
|---|---|---|---|
| Card on the biller's own site | No | — | Credit cards are not listed. Payment options are AutoPay, online payment powered by Speedpay, automated or rep-assisted pay-by-phone, bank bill pay, and check. Speedpay elsewhere takes cards, but which funding types it accepts here is not stated. |
| Card through Plastiq | Usually | 2.99%, plus $0.99 | A payment service that charges your card and pays Carrington Mortgage Services by bank transfer or check. Not affiliated with Carrington Mortgage Services. |
| Bilt | With a Bilt card | No fee | Bilt pays housing from your bank account, not your credit line, and earns points when your other card spending unlocks them. How Bilt works |
What it is worth for your mortgage payment
Example amount shown; change it to yours.
| Way to pay | Fee per payment | Net per year |
|---|---|---|
| Plastiq (pays Carrington Mortgage Services for you) | $60.79 | −$249 |
| Bilt (from your bank, no card fee)Earns Bilt points unlocked by your other card spending; see the calculator. | $0 | $0 |
| Bank account (ACH) | $0 | $0 |
Rewards minus fees, twelve payments a year. A negative number means a card costs you money.
When a card is worth it
The fee usually beats the reward, except when it unlocks a sign-up bonus. Example: someone who already puts $1,000 a month on a card could pay 1 mortgage payment of $2,000 by card for about $61 in fees, reach the Chase Sapphire Preferred bonus, and keep about $594 after fees and the annual fee. Then switch back to the bank account. Run your own numbers.
Watch out for
The online payment screen runs on Speedpay. Confirm funding types and any fee before paying; the fee schedule lists payment options but no dollar amounts.
Sources
Set up an online payment through Carrington’s website or mobile app, powered by Speedpay.
www.carringtonmortgage.com · checked October 19, 2026
Payment rules change. Every biller is re-checked at least every 180 days, and a page past that date is taken out of search until it is.
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Other mortgage servicers
- Alliant Credit Union Mortgage · Debit only
- AmeriHome Mortgage · No credit cards
- Arvest Central Mortgage Company · No credit cards
- BMO Mortgage (formerly Bank of the West) · No credit cards
- Bank of America Home Loans · No credit cards
- Chase Home Lending · No credit cards
- Citadel Credit Union Mortgage · Debit only
- Citizens Bank Mortgage · No credit cards
See every bill at once
Add your other bills to the calculator to see which go on a card, which stay on your bank account, and which sign-up bonus your normal spending can reach.