Can you pay Zeffy with a credit card?
Yes, with no card fee.
Stated on Zeffy's own payment page.
Last checked October 19, 2026 by Bill Router. How we check
Ways to pay Zeffy
| Way | Accepted | Fee | Notes |
|---|---|---|---|
| Card on the biller's own site | Yes | 0%, plus $0.00 | Credit and debit cards (processed on Stripe), Apple Pay and Google Pay are accepted and Zeffy covers the processing fee, so neither the nonprofit nor the donor pays a fee. Zeffy's only revenue is an optional contribution the donor may add at checkout, which can be set to zero. Amex not mentioned separately. |
| Bank account (ACH) | Yes | 0%, plus $0.00 | ACH bank payment is offered for US donors at no fee (PAD in Canada). |
What it is worth for your gift
Example amount shown; change it to yours.
| Way to pay | Fee per payment | Net per year |
|---|---|---|
| Card on the biller's own site (0%, plus $0.00) | $0 | +$48 |
| Bank account (ACH) | $0 | $0 |
Rewards minus fees, twelve payments a year. A negative number means a card costs you money.
When a card is worth it
With no card fee, a card that earns 2% turns a $200 gift into about $48 a year. Pay the card in full each month, and confirm the fee at checkout.
Watch out for
No fee to anyone, but the checkout pre-fills an optional 'contribution to Zeffy' the donor must lower or zero out themselves.
Sources
We cover credit card and transaction fees.
www.zeffy.com · checked October 19, 2026ACH in the US and PAD in Canada, free.
www.zeffy.com · checked October 19, 2026
Payment rules change. Every biller is re-checked at least every 180 days, and a page past that date is taken out of search until it is.
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Other church and charity giving platforms
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- Fidelity Charitable (Giving Account) · No credit cards
- Givebutter · Card, with a fee
- Givelify · Card, with a fee
- GoFundMe (charity fundraisers) · Card, with a fee
See every bill at once
Add your other bills to the calculator to see which go on a card, which stay on your bank account, and which sign-up bonus your normal spending can reach.