Can you pay Fidelity Charitable (Giving Account) with a credit card?
No. It does not take credit cards.
Stated on Fidelity Charitable's own payment page.
Last checked October 19, 2026 by Bill Router. How we check
Ways to pay Fidelity Charitable (Giving Account)
| Way | Accepted | Fee | Notes |
|---|---|---|---|
| Card on the biller's own site | No | — | Fidelity Charitable's donor-advised fund cannot be funded by credit card. Contributions are by check, wire transfer, electronic funds transfer, brokerage cash, securities, or non-publicly traded assets. Annual administrative fee is the greater of $100 or 0.6%. |
| Bank account (ACH) | Yes | Free | Cash can be contributed by electronic funds transfer, check, or wire; no per-contribution fee is stated, only the account's administrative fee. |
| Card through Plastiq | Usually | 2.99%, plus $0.99 | A payment service that charges your card and pays Fidelity Charitable (Giving Account) by bank transfer or check. Not affiliated with Fidelity Charitable (Giving Account). |
What it is worth for your gift
Example amount shown; change it to yours.
| Way to pay | Fee per payment | Net per year |
|---|---|---|
| Plastiq (pays Fidelity Charitable (Giving Account) for you) | $6.97 | −$36 |
| Bank account (ACH) | $0 | $0 |
Rewards minus fees, twelve payments a year. A negative number means a card costs you money.
When a card is worth it
For a $200 gift, the fee is more than a typical 2% card earns, so pay Fidelity Charitable (Giving Account) from your bank account. A card only makes sense here if it is the cheapest way to finish a sign-up bonus; the calculator checks that against your other bills.
Watch out for
No credit card route at all; fund it by EFT, check, wire, or securities and grant to the church from the account.
Sources
Please note, you cannot use a credit card to donate to Fidelity Charitable.
www.fidelitycharitable.org · checked October 19, 2026Each Giving Account is subject to a standard administrative fee.
www.fidelitycharitable.org · checked October 19, 2026
Payment rules change. Every biller is re-checked at least every 180 days, and a page past that date is taken out of search until it is.
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Other church and charity giving platforms
- Benevity (workplace giving) · Card, with a fee
- Breeze ChMS · Card, with a fee
- Daffy (donor-advised fund) · Card, with a fee
- Donorbox · Card, with a fee
- Givebutter · Card, with a fee
- Givelify · Card, with a fee
- GoFundMe (charity fundraisers) · Card, with a fee
- PayPal Giving Fund · Card, no fee
See every bill at once
Add your other bills to the calculator to see which go on a card, which stay on your bank account, and which sign-up bonus your normal spending can reach.