Can you pay GoFundMe (charity fundraisers) with a credit card?
Yes, with a fee of 2.2% plus $0.30.
Stated on GoFundMe's own payment page.
Last checked October 19, 2026 by Bill Router. How we check
Ways to pay GoFundMe (charity fundraisers)
| Way | Accepted | Fee | Notes |
|---|---|---|---|
| Card on the biller's own site | Yes | 2.2%, plus $0.30 | Donations to certified charity fundraisers in the US carry a 2.2% + $0.30 transaction fee deducted from the gift (2.9% + $0.30 for personal fundraisers). Payment by credit, debit, PayPal, Apple Pay, or Google Pay. The donor pays nothing extra but is prompted for an optional tip to GoFundMe. Amex availability varies by fundraiser type per GoFundMe help (help site returned 403). |
| Bank account (ACH) | Unclear | — | GoFundMe help pages (not openable, 403) list ACH via Plaid for some US fundraisers; the opened fee blog lists only credit, debit, PayPal, Apple Pay, and Google Pay. |
What it is worth for your gift
Example amount shown; change it to yours.
| Way to pay | Fee per payment | Net per year |
|---|---|---|
| Card on the biller's own site (2.2%, plus $0.30) | $4.70 | −$8 |
| Bank account (ACH) | $0 | $0 |
Rewards minus fees, twelve payments a year. A negative number means a card costs you money.
When a card is worth it
For a $200 gift, the fee is more than a typical 2% card earns, so pay GoFundMe (charity fundraisers) from your bank account. A card only makes sense here if it is the cheapest way to finish a sign-up bonus; the calculator checks that against your other bills.
Watch out for
The charity, not the donor, loses 2.2% + $0.30 per gift, and the checkout defaults to adding a tip to GoFundMe.
Sources
Donors can choose to tip GoFundMe, but it's never required.
www.gofundme.com · checked October 19, 2026through credit, debit, PayPal, Apple Pay, or Google Pay.
www.gofundme.com · checked October 19, 2026
Payment rules change. Every biller is re-checked at least every 180 days, and a page past that date is taken out of search until it is.
Something changed? Tell us
Other church and charity giving platforms
- Benevity (workplace giving) · Card, with a fee
- Breeze ChMS · Card, with a fee
- Daffy (donor-advised fund) · Card, with a fee
- Donorbox · Card, with a fee
- Fidelity Charitable (Giving Account) · No credit cards
- Givebutter · Card, with a fee
- Givelify · Card, with a fee
- PayPal Giving Fund · Card, no fee
See every bill at once
Add your other bills to the calculator to see which go on a card, which stay on your bank account, and which sign-up bonus your normal spending can reach.