Can you pay Vanco Faith with a credit card?
Yes, with a fee of 2.9% plus $0.45.
Stated on Vanco Faith's own payment page.
Last checked October 19, 2026 by Bill Router. How we check
Ways to pay Vanco Faith
| Way | Accepted | Fee | Notes |
|---|---|---|---|
| Card on the biller's own site | Yes | 2.9%, plus $0.45 | GROW plan ($0/month): 2.90% + $0.45 per card gift; THRIVE plan ($54/month): 2.65% + $0.39. American Express is 3.99%. Other fees include $25 per chargeback. The church pays; the pricing page does not mention a giver cover-the-fee option. Networks: visa, mastercard, discover, amex. |
| Bank account (ACH) | Yes | 1%, plus $0.45 | ACH is 1.00% + $0.45 on GROW and 0.90% + $0.39 on THRIVE, paid by the church; ACH returns cost $5. |
What it is worth for your gift
Example amount shown; change it to yours.
| Way to pay | Fee per payment | Net per year |
|---|---|---|
| Card on the biller's own site (2.9%, plus $0.45) | $6.25 | −$27 |
| Bank account (ACH) | $0 | $0 |
Rewards minus fees, twelve payments a year. A negative number means a card costs you money.
When a card is worth it
For a $200 gift, the fee is more than a typical 2% card earns, so pay Vanco Faith from your bank account. A card only makes sense here if it is the cheapest way to finish a sign-up bonus; the calculator checks that against your other bills.
Watch out for
Amex gifts cost the church 3.99%; standard cards 2.9% + $0.45 on the free plan.
Sources
Applies to all major credit card types except American Express, which is 3.99%.
www.vancopayments.com · checked October 19, 2026There is a $25 fee per chargeback (consumer refuted payments).
www.vancopayments.com · checked October 19, 2026
Payment rules change. Every biller is re-checked at least every 180 days, and a page past that date is taken out of search until it is.
Something changed? Tell us
Other church and charity giving platforms
- Benevity (workplace giving) · Card, with a fee
- Breeze ChMS · Card, with a fee
- Daffy (donor-advised fund) · Card, with a fee
- Donorbox · Card, with a fee
- Fidelity Charitable (Giving Account) · No credit cards
- Givebutter · Card, with a fee
- Givelify · Card, with a fee
- GoFundMe (charity fundraisers) · Card, with a fee
See every bill at once
Add your other bills to the calculator to see which go on a card, which stay on your bank account, and which sign-up bonus your normal spending can reach.