Can you pay Subsplash Giving with a credit card?
Yes, with a fee of 2.3% plus $0.30.
Based on the payment methods Subsplash Giving publishes; where it lists no card option, we read that as no.
Last checked October 19, 2026 by Bill Router. How we check
Ways to pay Subsplash Giving
| Way | Accepted | Fee | Notes |
|---|---|---|---|
| Card on the biller's own site | Yes | 2.3%, plus $0.30 | Subsplash lists an 'exclusive' card rate of 2.3% + 30 cents, dropping to as low as 1.9% + 30 cents with GrowCurve as giving volume grows. A feature bullet on the same page says 2.99% + 30 cents for standard cards, so the published rate is inconsistent. $0/month platform fee. The church pays unless it enables donor-covered fees; the page's calculator assumes 30% of donors cover fees. Amex is not mentioned. |
| Bank account (ACH) | Yes | 1%, plus $0.00 | ACH gifts cost 1% with no flat fee, falling to 0.5% with GrowCurve. Paid by the church unless the donor covers it. |
What it is worth for your gift
Example amount shown; change it to yours.
| Way to pay | Fee per payment | Net per year |
|---|---|---|
| Card on the biller's own site (2.3%, plus $0.30) | $4.90 | −$11 |
| Bank account (ACH) | $0 | $0 |
Rewards minus fees, twelve payments a year. A negative number means a card costs you money.
When a card is worth it
For a $200 gift, the fee is more than a typical 2% card earns, so pay Subsplash Giving from your bank account. A card only makes sense here if it is the cheapest way to finish a sign-up bonus; the calculator checks that against your other bills.
Watch out for
The pricing page shows two different card rates (2.3% and 2.99% + 30 cents); confirm which applies before counting on it.
Sources
Card: 2.3% + 30¢
www.subsplash.com · checked October 19, 2026ACH: 1%
www.subsplash.com · checked October 19, 2026
Payment rules change. Every biller is re-checked at least every 180 days, and a page past that date is taken out of search until it is.
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Other church and charity giving platforms
- Benevity (workplace giving) · Card, with a fee
- Breeze ChMS · Card, with a fee
- Daffy (donor-advised fund) · Card, with a fee
- Donorbox · Card, with a fee
- Fidelity Charitable (Giving Account) · No credit cards
- Givebutter · Card, with a fee
- Givelify · Card, with a fee
- GoFundMe (charity fundraisers) · Card, with a fee
See every bill at once
Add your other bills to the calculator to see which go on a card, which stay on your bank account, and which sign-up bonus your normal spending can reach.