Can you pay Planning Center Giving with a credit card?
Yes, with a fee of 2.15% plus $0.30.
Stated on Planning Center Giving's own payment page.
Last checked October 19, 2026 by Bill Router. How we check
Ways to pay Planning Center Giving
| Way | Accepted | Fee | Notes |
|---|---|---|---|
| Card on the biller's own site | Yes | 2.15%, plus $0.30 | US credit and debit card gifts are processed through Stripe at 2.15% + $0.30; international cards add 1.5%. No separate US Amex rate is listed. The church pays the fee, plus a flat monthly subscription tiered by donation count (free for 10 gifts/month up to $239 unlimited). Donor-covered fees is an optional feature the church can enable, US only. |
| Bank account (ACH) | Yes | 0%, plus $0.30 | ACH bank transfers cost 0% + $0.30 per gift, paid by the church unless donor-covered fees is on. |
What it is worth for your gift
Example amount shown; change it to yours.
| Way to pay | Fee per payment | Net per year |
|---|---|---|
| Card on the biller's own site (2.15%, plus $0.30) | $4.60 | −$7 |
| Bank account (ACH) | $0 | $0 |
Rewards minus fees, twelve payments a year. A negative number means a card costs you money.
When a card is worth it
For a $200 gift, the fee is more than a typical 2% card earns, so pay Planning Center Giving from your bank account. A card only makes sense here if it is the cheapest way to finish a sign-up bonus; the calculator checks that against your other bills.
Watch out for
The church pays 2.15% + $0.30 on cards unless it enables the optional donor-covered-fees feature; bank gifts cost a flat $0.30.
Sources
2.15% + $0.30 per transaction via credit and debit cards.
www.planningcenter.com · checked October 19, 20260% + $0.30 per transaction via ACH bank transfer.
www.planningcenter.com · checked October 19, 2026
Payment rules change. Every biller is re-checked at least every 180 days, and a page past that date is taken out of search until it is.
Something changed? Tell us
Other church and charity giving platforms
- Benevity (workplace giving) · Card, with a fee
- Breeze ChMS · Card, with a fee
- Daffy (donor-advised fund) · Card, with a fee
- Donorbox · Card, with a fee
- Fidelity Charitable (Giving Account) · No credit cards
- Givebutter · Card, with a fee
- Givelify · Card, with a fee
- GoFundMe (charity fundraisers) · Card, with a fee
See every bill at once
Add your other bills to the calculator to see which go on a card, which stay on your bank account, and which sign-up bonus your normal spending can reach.