Can you pay PayPal Giving Fund with a credit card?
Yes, with no card fee.
Based on the payment methods PayPal Giving Fund publishes; where it lists no card option, we read that as no.
Last checked October 19, 2026 by Bill Router. How we check
Ways to pay PayPal Giving Fund
| Way | Accepted | Fee | Notes |
|---|---|---|---|
| Card on the biller's own site | Yes | 0%, plus $0.00 | Donations to charities through PayPal's own app and website (including card-funded PayPal checkout) carry no fee to donor or charity; PayPal covers 100% of the transaction fee. On partner platforms (e.g. eBay, GoFundMe) the partner's own fees and PayPal processing fees may apply. Currency conversion fees still apply. The donor pays by PayPal checkout, which may be funded by card, balance, or bank. |
| Bank account (ACH) | Yes | 0%, plus $0.00 | Bank-funded PayPal donations on PayPal's own site are likewise free; PayPal Giving Fund charges neither charities nor donors. |
What it is worth for your gift
Example amount shown; change it to yours.
| Way to pay | Fee per payment | Net per year |
|---|---|---|
| Card on the biller's own site (0%, plus $0.00) | $0 | +$48 |
| Bank account (ACH) | $0 | $0 |
Rewards minus fees, twelve payments a year. A negative number means a card costs you money.
When a card is worth it
With no card fee, a card that earns 2% turns a $200 gift into about $48 a year. Pay the card in full each month, and confirm the fee at checkout.
Watch out for
Free only when donating inside PayPal's own app or site; the same charity on a partner platform may carry that platform's fees.
Sources
PayPal covers 100% of the payment transaction fees for donations made to benefit charities on PayPal's app and website.
www.paypal.com · checked October 19, 2026PayPal Giving Fund doesn't charge charities or donors any fees.
www.paypal.com · checked October 19, 2026
Payment rules change. Every biller is re-checked at least every 180 days, and a page past that date is taken out of search until it is.
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Other church and charity giving platforms
- Benevity (workplace giving) · Card, with a fee
- Breeze ChMS · Card, with a fee
- Daffy (donor-advised fund) · Card, with a fee
- Donorbox · Card, with a fee
- Fidelity Charitable (Giving Account) · No credit cards
- Givebutter · Card, with a fee
- Givelify · Card, with a fee
- GoFundMe (charity fundraisers) · Card, with a fee
See every bill at once
Add your other bills to the calculator to see which go on a card, which stay on your bank account, and which sign-up bonus your normal spending can reach.