Can you pay SDG&E with a credit card?
Yes. No card fee is published.
Based on the payment methods SDG&E publishes; where it lists no card option, we read that as no.
Last checked October 19, 2026 by Bill Router; spot-checked by a person October 20, 2026. How we check
Ways to pay SDG&E
| Way | Accepted | Fee | Notes |
|---|---|---|---|
| Card on the biller's own site | Yes | No fee published | Card, Apple Pay, Google Pay, Venmo and PayPal payments can be made only in My Energy Center or by phone to the Customer Care Center at 1-800-411-7343. No fee is listed for My Energy Center card payments. |
| Card through the biller's processor | Yes | $1.50 | The card processing fee is $1.50 per payment (phone and guest pay). A maximum payment amount is not published. |
What it is worth for your utility bill
Example amount shown; change it to yours.
| Way to pay | Fee per payment | Net per year |
|---|---|---|
| Card on the biller's own site (no fee published) | $0 | +$36 |
| Card through the biller's processor ($1.50) | $1.50 | +$18 |
| Bank account (ACH) | $0 | $0 |
Rewards minus fees, twelve payments a year. A negative number means a card costs you money.
When a card is worth it
With no card fee published, a card that earns 2% turns a $150 utility bill into about $36 a year. Pay the card in full each month, and confirm the fee at checkout.
Watch out for
It is not clear whether online card payments in My Energy Center carry any fee. The $1.50 fee is stated for phone and guest pay.
Sources
View your bill and make a payment with your bank account, debit or credit card, or digital wallet.
www.sdge.com · checked October 19, 2026pay by credit card, debit card or electronic check through our third-party processor for a processing fee of $1.50.
www.sdge.com · checked October 19, 2026
Payment rules change. Every biller is re-checked at least every 180 days, and a page past that date is taken out of search until it is.
Something changed? Tell us
Other utilities
- PG&E · Card, with a fee
- SoCalGas · Card, with a fee
- Southern California Edison · Card, with a fee
- AEP Ohio · Card, with a fee
- Ameren Illinois · Card, no fee published
- Arizona Public Service · Card, with a fee
- BGE · Card, no fee published
- ComEd · Card, no fee published
See every bill at once
Add your other bills to the calculator to see which go on a card, which stay on your bank account, and which sign-up bonus your normal spending can reach.