Can you pay ComEd with a credit card?
Yes. No card fee is published.
Based on the payment methods ComEd publishes; where it lists no card option, we read that as no.
Last checked October 19, 2026 by Bill Router; spot-checked by a person October 20, 2026. How we check
Ways to pay ComEd
| Way | Accepted | Fee | Notes |
|---|---|---|---|
| Card through the biller's processor | Yes | No fee published | Card payments by phone at 1-800-588-9477 or online (the 'Pay Now with Credit/Debit' tab) go through Paymentus. Paymentus charges a fee per transaction, shown at checkout; the amount is not published. The maximum payment is not stated. This is per ComEd's 2023 rates booklet. |
| Bank account (ACH) | Yes | Free | Online account payments can be scheduled from a bank account. It is not stated whether a fee applies to one-time bank payments. |
What it is worth for your utility bill
Example amount shown; change it to yours.
| Way to pay | Fee per payment | Net per year |
|---|---|---|
| Card through the biller's processor (no fee published) | $0 | +$36 |
| Bank account (ACH) | $0 | $0 |
Rewards minus fees, twelve payments a year. A negative number means a card costs you money.
When a card is worth it
With no card fee published, a card that earns 2% turns a $150 utility bill into about $36 a year. Pay the card in full each month, and confirm the fee at checkout.
Watch out for
The card fee amount is not published by ComEd. Paymentus shows it only at checkout.
Sources
The service provider, Paymentus, charges a convenience fee for each transaction.
www.comed.com · checked October 19, 2026Schedule an online payment from a bank account or credit card.
www.comed.com · checked October 19, 2026
Payment rules change. Every biller is re-checked at least every 180 days, and a page past that date is taken out of search until it is.
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Other utilities
- Ameren Illinois · Card, no fee published
- Nicor Gas · Card, no fee published
- Peoples Gas · Card, with a fee
- AEP Ohio · Card, with a fee
- Arizona Public Service · Card, with a fee
- BGE · Card, no fee published
- Con Edison · Card, no fee published
- Consumers Energy · Card, with a fee
See every bill at once
Add your other bills to the calculator to see which go on a card, which stay on your bank account, and which sign-up bonus your normal spending can reach.