Can you pay Arizona Public Service with a credit card?
Yes, with a fee of $2.65 a payment.
Stated on Arizona Public Service's own payment page.
Last checked October 19, 2026 by Bill Router. How we check
Ways to pay Arizona Public Service
| Way | Accepted | Fee | Notes |
|---|---|---|---|
| Card through the biller's processor | Yes | $2.65 | Processor: Paymentus partner site. Residential is $2.65 per transaction; commercial is 3% of the payment. Cards, debit, PayPal, Venmo, Apple Pay, Google Pay and Amazon Pay are accepted. Card networks and the maximum are not stated. |
| Bank account (ACH) | Yes | $0.00 | Paying with a bank account has no fee. |
What it is worth for your utility bill
Example amount shown; change it to yours.
| Way to pay | Fee per payment | Net per year |
|---|---|---|
| Card through the biller's processor ($2.65) | $2.65 | +$4 |
| Bank account (ACH) | $0 | $0 |
Rewards minus fees, twelve payments a year. A negative number means a card costs you money.
When a card is worth it
For a $150 utility bill, the fee is more than a typical 2% card earns, so pay Arizona Public Service from your bank account. A card only makes sense here if it is the cheapest way to finish a sign-up bonus; the calculator checks that against your other bills.
Sources
a per transaction service fee: $2.65 for residential accounts
www.aps.com · checked October 19, 2026There's no fee to pay with your bank account.
www.aps.com · checked October 19, 2026
Payment rules change. Every biller is re-checked at least every 180 days, and a page past that date is taken out of search until it is.
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Other utilities
- AEP Ohio · Card, with a fee
- Ameren Illinois · Card, no fee published
- BGE · Card, no fee published
- ComEd · Card, no fee published
- Con Edison · Card, no fee published
- Consumers Energy · Card, with a fee
- DTE Energy · Card, with a fee
- Dominion Energy · Card, with a fee
See every bill at once
Add your other bills to the calculator to see which go on a card, which stay on your bank account, and which sign-up bonus your normal spending can reach.