Can you pay PSE&G with a credit card?
Yes, with a fee of $3.50 a payment.
Stated on PSE&G's own payment page.
Last checked October 19, 2026 by Bill Router. How we check
Ways to pay PSE&G
| Way | Accepted | Fee | Notes |
|---|---|---|---|
| Card through the biller's processor | Yes | $3.50 | Credit card and digital wallet (PayPal, Venmo, Google Pay, Apple Pay) payments carry a third-party vendor fee of $3.50. The guest-pay payment link points to ipn.paymentus.com, so the processor appears to be Paymentus, though PSEG does not name it. Phone card payments: 1-833-277-8710. The maximum is not stated. |
| Bank account (ACH) | Yes | $0.00 | Bank account payment is listed as No Fee. Pay by Text with a saved bank account is also free. |
What it is worth for your utility bill
Example amount shown; change it to yours.
| Way to pay | Fee per payment | Net per year |
|---|---|---|
| Card through the biller's processor ($3.50) | $3.50 | −$6 |
| Bank account (ACH) | $0 | $0 |
Rewards minus fees, twelve payments a year. A negative number means a card costs you money.
When a card is worth it
For a $150 utility bill, the fee is more than a typical 2% card earns, so pay PSE&G from your bank account. A card only makes sense here if it is the cheapest way to finish a sign-up bonus; the calculator checks that against your other bills.
Watch out for
Western Union cash payment also costs $1.50.
Sources
$3.50 fee with a third party vendor
nj.myaccount.pseg.com · checked October 19, 2026Bank Account: No Fee
nj.myaccount.pseg.com · checked October 19, 2026
Payment rules change. Every biller is re-checked at least every 180 days, and a page past that date is taken out of search until it is.
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Other utilities
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- BGE · Card, no fee published
- ComEd · Card, no fee published
- Con Edison · Card, no fee published
- Consumers Energy · Card, with a fee
- DTE Energy · Card, with a fee
See every bill at once
Add your other bills to the calculator to see which go on a card, which stay on your bank account, and which sign-up bonus your normal spending can reach.