Can you pay National Grid with a credit card?
Yes, with a fee of $1.85 a payment.
Stated on National Grid's own payment page.
Last checked October 19, 2026 by Bill Router. How we check
Ways to pay National Grid
| Way | Accepted | Fee | Notes |
|---|---|---|---|
| Card through the biller's processor | Yes | $1.85 | Processor: Speedpay. The residential card fee is $1.85; business is 2.95%, or a flat $5.95 on digital wallets. Digital wallets (Venmo, PayPal, Google Pay, Apple Pay) carry the same fee. An online profile is required to pay online. The maximum is not stated. This is the NY (NYC and Upstate) Ways to Pay page; National Grid also serves MA and RI. |
| Bank account (ACH) | Yes | Free | Checking or savings payment is accepted online, by automatic payments and by phone. No fee is listed, but it is not explicitly called free. |
What it is worth for your utility bill
Example amount shown; change it to yours.
| Way to pay | Fee per payment | Net per year |
|---|---|---|
| Card through the biller's processor ($1.85) | $1.85 | +$14 |
| Bank account (ACH) | $0 | $0 |
Rewards minus fees, twelve payments a year. A negative number means a card costs you money.
When a card is worth it
For a $150 utility bill, the fee is more than a typical 2% card earns, so pay National Grid from your bank account. A card only makes sense here if it is the cheapest way to finish a sign-up bonus; the calculator checks that against your other bills.
Sources
Fees may apply ($1.85 residential, 2.95% business).
www.nationalgridus.com · checked October 19, 2026Use your checking or savings account to make a payment.
www.nationalgridus.com · checked October 19, 2026
Payment rules change. Every biller is re-checked at least every 180 days, and a page past that date is taken out of search until it is.
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Other utilities
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- Arizona Public Service · Card, with a fee
- BGE · Card, no fee published
- ComEd · Card, no fee published
- Consumers Energy · Card, with a fee
- DTE Energy · Card, with a fee
See every bill at once
Add your other bills to the calculator to see which go on a card, which stay on your bank account, and which sign-up bonus your normal spending can reach.