Can you pay Florida Power & Light with a credit card?
Yes. No card fee is published.
Based on the payment methods Florida Power & Light publishes; where it lists no card option, we read that as no.
Last checked October 19, 2026 by Bill Router; spot-checked by a person October 20, 2026. How we check
Ways to pay Florida Power & Light
| Way | Accepted | Fee | Notes |
|---|---|---|---|
| Card through the biller's processor | Yes | No fee published | Processor: Speedpay, phone 800-979-3967. A convenience fee applies and is shown by Speedpay at checkout; it is not published. Debit cards with STAR, NYCE, ACCEL or PULSE logos are also accepted. Overpayments over $10 are not accepted. No maximum payment is stated. Networks: visa, mastercard, discover, amex. |
| Bank account (ACH) | Yes | $0.00 | Paying on FPL.com or by phone with a bank account is free, and Automatic Bill Pay is free. |
What it is worth for your utility bill
Example amount shown; change it to yours.
| Way to pay | Fee per payment | Net per year |
|---|---|---|
| Card through the biller's processor (no fee published) | $0 | +$36 |
| Bank account (ACH) | $0 | $0 |
Rewards minus fees, twelve payments a year. A negative number means a card costs you money.
When a card is worth it
With no card fee published, a card that earns 2% turns a $150 utility bill into about $36 a year. Pay the card in full each month, and confirm the fee at checkout.
Sources
We partner with Speedpay to provide an easy way to pay your bill using your credit or debit card.
www.fpl.com · checked October 19, 2026Pay your bill for free on FPL.com using your bank account.
www.fpl.com · checked October 19, 2026
Payment rules change. Every biller is re-checked at least every 180 days, and a page past that date is taken out of search until it is.
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Other utilities
- Tampa Electric · Card, with a fee
- AEP Ohio · Card, with a fee
- Ameren Illinois · Card, no fee published
- Arizona Public Service · Card, with a fee
- BGE · Card, no fee published
- ComEd · Card, no fee published
- Con Edison · Card, no fee published
- Consumers Energy · Card, with a fee
See every bill at once
Add your other bills to the calculator to see which go on a card, which stay on your bank account, and which sign-up bonus your normal spending can reach.