Can you pay FirstEnergy with a credit card?
Yes. No card fee is published.
Based on the payment methods FirstEnergy publishes; where it lists no card option, we read that as no.
Last checked October 19, 2026 by Bill Router; spot-checked by a person October 20, 2026. How we check
Ways to pay FirstEnergy
| Way | Accepted | Fee | Notes |
|---|---|---|---|
| Card through the biller's processor | Yes | No fee published | One-time card payments online or by phone go through ACI Speedpay (ACI Worldwide, FirstEnergy's contracted vendor). The Ohio and Pennsylvania residential table lists the card option with no service fee. The New Jersey, Maryland, West Virginia and New York residential table charges $2.75 per transaction. Accepted: Visa, Mastercard, Discover, American Express, Diners Club. Networks: visa, mastercard, amex, discover. |
| Bank account (ACH) | Yes | Free | The Ohio and Pennsylvania residential table shows one-time bank-account payment with no fee listed. The NJ, MD, WV and NY table lists $0.50 per transaction. |
What it is worth for your utility bill
Example amount shown; change it to yours.
| Way to pay | Fee per payment | Net per year |
|---|---|---|
| Card through the biller's processor (no fee published) | $0 | +$36 |
| Bank account (ACH) | $0 | $0 |
Rewards minus fees, twelve payments a year. A negative number means a card costs you money.
When a card is worth it
With no card fee published, a card that earns 2% turns a $150 utility bill into about $36 a year. Pay the card in full each month, and confirm the fee at checkout.
Watch out for
Fees differ by state. Ohio and Pennsylvania residential show no card fee, but NJ, MD, WV and NY residential pay $2.75 per card transaction (commercial 2.75%).
Sources
Make a one-time credit card payment with ACI Speedpay*, either by phone or online, using your credit or debit card.
www.firstenergycorp.com · checked October 19, 2026Make a one time payment directly from your bank account.
www.firstenergycorp.com · checked October 19, 2026
Payment rules change. Every biller is re-checked at least every 180 days, and a page past that date is taken out of search until it is.
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Other utilities
- AEP Ohio · Card, with a fee
- Ameren Illinois · Card, no fee published
- Arizona Public Service · Card, with a fee
- BGE · Card, no fee published
- ComEd · Card, no fee published
- Con Edison · Card, no fee published
- Consumers Energy · Card, with a fee
- DTE Energy · Card, with a fee
See every bill at once
Add your other bills to the calculator to see which go on a card, which stay on your bank account, and which sign-up bonus your normal spending can reach.