Can you pay Exeter Finance with a credit card?
No credit cards. Debit cards only.
Based on the payment methods Exeter Finance publishes; where it lists no card option, we read that as no.
Last checked October 19, 2026 by Bill Router; spot-checked by a person October 20, 2026. How we check
Ways to pay Exeter Finance
| Way | Accepted | Fee | Notes |
|---|---|---|---|
| Card on the biller's own site | No | — | Payment options are MyAccount debit card, automated phone, MoneyGram, Western Union and mail. Credit cards are not listed. |
| Debit card | Yes | No fee published | Online debit card payments in MyAccount. Third-party processing fees may apply; no amount is given. |
| Bank account (ACH) | Yes | $0.00 | Recurring ACH through AutoPay avoids processing fees. |
| Card through Plastiq | Usually | 2.99%, plus $0.99 | A payment service that charges your card and pays Exeter Finance by bank transfer or check. Not affiliated with Exeter Finance. |
What it is worth for your car payment
Example amount shown; change it to yours.
| Way to pay | Fee per payment | Net per year |
|---|---|---|
| Plastiq (pays Exeter Finance for you) | $17.44 | −$77 |
| Bank account (ACH) | $0 | $0 |
Rewards minus fees, twelve payments a year. A negative number means a card costs you money.
When a card is worth it
The fee usually beats the reward, except when it unlocks a sign-up bonus. Example: someone who already puts $1,000 a month on a card could pay 2 car payments of $550 by card for about $35 in fees, reach the Bank of America Premium Rewards bonus, and keep about $470 after fees and the annual fee. Then switch back to the bank account. Run your own numbers.
A debit card payment earns no meaningful rewards, so it is only a convenience.
Watch out for
There is no credit card option. Debit payments may carry a third-party processing fee.
Sources
The quickest way to pay is through MyAccount, with 24/7 access to your account and to make online debit card payments.
www.exeterfinance.com · checked October 19, 2026Third-party processing fees may apply
www.exeterfinance.com · checked October 19, 2026Send your payment through the convenience of MoneyGram® (fees may apply).
www.exeterfinance.com · checked October 19, 2026
Payment rules change. Every biller is re-checked at least every 180 days, and a page past that date is taken out of search until it is.
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See every bill at once
Add your other bills to the calculator to see which go on a card, which stay on your bank account, and which sign-up bonus your normal spending can reach.