Can you pay Bridgecrest with a credit card?
No credit cards. Debit cards only.
Stated on Bridgecrest's own payment page.
Last checked October 19, 2026 by Bill Router. How we check
Ways to pay Bridgecrest
| Way | Accepted | Fee | Notes |
|---|---|---|---|
| Card on the biller's own site | No | — | Payment options are AutoPay, bank account, debit card, phone, in person, bill pay, mail and MoneyGram. Credit cards are not listed. |
| Debit card | Yes | No fee published | An online one-time debit payment has an additional fee where permissible; the amount is not published. A phone fee applies where permissible. Walmart or CheckFreePay is $1.50 for cash or debit. MoneyGram fees vary. |
| Bank account (ACH) | Yes | $0.00 | AutoPay and one-time bank-account payments are both listed with zero fees. |
| Card through Plastiq | Usually | 2.99%, plus $0.99 | A payment service that charges your card and pays Bridgecrest by bank transfer or check. Not affiliated with Bridgecrest. |
What it is worth for your car payment
Example amount shown; change it to yours.
| Way to pay | Fee per payment | Net per year |
|---|---|---|
| Plastiq (pays Bridgecrest for you) | $17.44 | −$77 |
| Bank account (ACH) | $0 | $0 |
Rewards minus fees, twelve payments a year. A negative number means a card costs you money.
When a card is worth it
The fee usually beats the reward, except when it unlocks a sign-up bonus. Example: someone who already puts $1,000 a month on a card could pay 2 car payments of $550 by card for about $35 in fees, reach the Bank of America Premium Rewards bonus, and keep about $470 after fees and the annual fee. Then switch back to the bank account. Run your own numbers.
A debit card payment earns no meaningful rewards, so it is only a convenience.
Watch out for
Debit card and phone payments carry a fee where permissible. Credit cards are not accepted.
Sources
Debit Card Additional * Fee Make a one-time payment using your debit card.
www2.bridgecrest.com · checked October 19, 2026Visit any Walmart or CheckFreePay location to make your payment. $1.50 fee applies. Cash or Debit Card.
www2.bridgecrest.com · checked October 19, 2026Bank Account Zero Fees Make a payment using your checking or savings bank account.
www2.bridgecrest.com · checked October 19, 2026
Payment rules change. Every biller is re-checked at least every 180 days, and a page past that date is taken out of search until it is.
Something changed? Tell us
Other auto lenders
- Ally Auto · Debit only
- American Honda Finance · Debit only
- BMW Financial Services · Debit only
- Bank of America auto loans · No credit cards
- Capital One Auto Finance · Debit only
- Chase Auto · No credit cards
- Credit Acceptance · Debit only
- Exeter Finance · Debit only
See every bill at once
Add your other bills to the calculator to see which go on a card, which stay on your bank account, and which sign-up bonus your normal spending can reach.