Can you pay Chase Auto with a credit card?
No. It does not take credit cards.
Based on the payment methods Chase Auto publishes; where it lists no card option, we read that as no.
Last checked October 19, 2026 by Bill Router; spot-checked by a person October 20, 2026. How we check
Ways to pay Chase Auto
| Way | Accepted | Fee | Notes |
|---|---|---|---|
| Card on the biller's own site | No | — | Payment options are bank account, check or money order, and branch. No credit or debit card option is listed. Subaru Motors Finance accounts use the same servicing system. |
| Bank account (ACH) | Yes | Free | One-time or automatic payments from a Chase or outside checking account, online, in the app or by automated phone at 1-800-346-9127. No fee is listed. |
| Card through the biller's processor | Unclear | — | Western Union (biller 'Chase Auto Finance') and MoneyGram (3852) are accepted. Which card types and amounts apply is not stated. |
| Card through Plastiq | Usually | 2.99%, plus $0.99 | A payment service that charges your card and pays Chase Auto by bank transfer or check. Not affiliated with Chase Auto. |
What it is worth for your car payment
Example amount shown; change it to yours.
| Way to pay | Fee per payment | Net per year |
|---|---|---|
| Plastiq (pays Chase Auto for you) | $17.44 | −$77 |
| Bank account (ACH) | $0 | $0 |
Rewards minus fees, twelve payments a year. A negative number means a card costs you money.
When a card is worth it
The fee usually beats the reward, except when it unlocks a sign-up bonus. Example: someone who already puts $1,000 a month on a card could pay 2 car payments of $550 by card for about $35 in fees, reach the Bank of America Premium Rewards bonus, and keep about $470 after fees and the annual fee. Then switch back to the bank account. Run your own numbers.
Watch out for
There is no direct card payment. Cards may work through Western Union or MoneyGram, with a fee.
Sources
Schedule a one-time payment from your Chase checking account or an account you have at another bank.
www.chase.com · checked October 19, 2026Set up a payment to be paid each month from your checking account, even if your accounts are with other banks.
www.chase.com · checked October 19, 2026Third party payment providers may charge a fee for use of the service.
www.chase.com · checked October 19, 2026
Payment rules change. Every biller is re-checked at least every 180 days, and a page past that date is taken out of search until it is.
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Other auto lenders
- Ally Auto · Debit only
- American Honda Finance · Debit only
- BMW Financial Services · Debit only
- Bank of America auto loans · No credit cards
- Bridgecrest · Debit only
- Capital One Auto Finance · Debit only
- Credit Acceptance · Debit only
- Exeter Finance · Debit only
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