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  1. 1Plug the leaksStop losing money
  2. 2Earn from your billsRight card, right bill
  3. 3Grow your Freedom fundPut it to work

Pay the cards off first

Card interest outruns every reward. Put in what you owe and see your debt-free month, the interest it costs, and the order to pay the cards in. When they are at $0, the bill router takes over.

Remembered in this browser

1
The cards you carry a balance on

From your latest statement: what you owe, the interest rate (APR) and the minimum payment.

Left blank, the minimum is estimated the way most issuers do it: 1% of the balance plus the month’s interest, at least $25.

2
What you can pay on top of the minimums

Every month, the same amount. Cleared cards' minimums roll into the next card.

$/mo

Your payoff plan

Add a card balance and its rate.

You get the month you are debt-free, the interest you will pay, and the order to pay the cards in.

Credit card payoff planner: your debt-free date | Bill Router