Can you pay USAA with a credit card?
Yes. No card fee is published.
Stated on USAA's own payment page.
Last checked October 19, 2026 by Bill Router. How we check
Ways to pay USAA
| Way | Accepted | Fee | Notes |
|---|---|---|---|
| Card on the biller's own site | Yes | No fee published | Cards are accepted for auto and property insurance bills. No card fee is listed, and networks are not named. |
| Bank account (ACH) | Yes | Free | Bank account payment and an automatic payment plan are available. No fee is listed. |
What it is worth for your insurance premium
Example amount shown; change it to yours.
| Way to pay | Fee per payment | Net per year |
|---|---|---|
| Card on the biller's own site (no fee published) | $0 | +$36 |
| Bank account (ACH) | $0 | $0 |
Rewards minus fees, twelve payments a year. A negative number means a card costs you money.
When a card is worth it
With no card fee published, a card that earns 2% turns a $150 insurance premium into about $36 a year. Pay the card in full each month, and confirm the fee at checkout.
Sources
You can make your payment using a credit card, debit card, bank account or check.
mobile.usaa.com · checked October 19, 2026You can make your payment using a credit card, debit card, bank account or check.
mobile.usaa.com · checked October 19, 2026
Payment rules change. Every biller is re-checked at least every 180 days, and a page past that date is taken out of search until it is.
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Other insurance companies
- Allstate · Card, no fee published
- American Family Insurance · Card, no fee published
- COUNTRY Financial · Card, no fee published
- Clearcover · Card, no fee published
- Erie Insurance · Card, no fee published
- Farmers Insurance · Card, no fee published
- GEICO · Card, no fee published
- Kemper · Card, no fee published
See every bill at once
Add your other bills to the calculator to see which go on a card, which stay on your bank account, and which sign-up bonus your normal spending can reach.