Can you pay Root Insurance with a credit card?
Yes. No card fee is published.
Stated on Root Insurance's own payment page.
Last checked October 19, 2026 by Bill Router. How we check
Ways to pay Root Insurance
| Way | Accepted | Fee | Notes |
|---|---|---|---|
| Card on the biller's own site | Yes | No fee published | Payments are made in the app. Apple Pay is accepted. Root says there could be a fee for choosing monthly payments; the amount is not published. Networks are not named. |
What it is worth for your insurance premium
Example amount shown; change it to yours.
| Way to pay | Fee per payment | Net per year |
|---|---|---|
| Card on the biller's own site (no fee published) | $0 | +$36 |
| Bank account (ACH) | $0 | $0 |
Rewards minus fees, twelve payments a year. A negative number means a card costs you money.
When a card is worth it
With no card fee published, a card that earns 2% turns a $150 insurance premium into about $36 a year. Pay the card in full each month, and confirm the fee at checkout.
Watch out for
Root says there could be a fee if you pay monthly instead of every 6 months.
Sources
We accept credit cards and Apple Pay, and you can choose to pay monthly or every 6 months.
www.joinroot.com · checked October 19, 2026
Payment rules change. Every biller is re-checked at least every 180 days, and a page past that date is taken out of search until it is.
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- Farmers Insurance · Card, no fee published
- GEICO · Card, no fee published
- Kemper · Card, no fee published
See every bill at once
Add your other bills to the calculator to see which go on a card, which stay on your bank account, and which sign-up bonus your normal spending can reach.